I chose not to have an Arbitration Attorney. I chose this because so many builders come up being judgment proof. They dissolve companies frequently and start new ones to avoid being accountable for their actions. Many have no or insufficient insurance. My neighbor sued my builder as the developer of the subdivision. Playing Role of developer, he had no insurance. My mortgage company being Suntrust, mentions building code violations is the security deed and stated that Suntrust would pay for an Arbitration Attorney to represent the homeowner, but it also states that the attorney fees would be added to the homeowners dept. See what my security deed says below.

Here are some interesting excerpts from my security deed concerning an Arbitration Attorney. These excerpts are all from section 9.

9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument.

…Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to making repairs, replacing doors and windows, draining water from pipes, and eliminating building or other code violations or dangerous conditions.

…Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument.